Pet Insurance Comparison

Once you understand the terms and some of the basic things to compare in a pet insurance policy, you should then decide which specific pet coverage options are most important for you. Below are the topseven most important features to look for when comparing pet insurance policies.

1. Wellness coverage. This is one of the most important benefits to keeping your pet healthy. Pet wellness coverage includes preventative and routine care like annual checkups, vaccinations, parasite prevention, and even covers prescribed food for your pet’s special dietary needs.

2. PrescriptionDrug Coverage: This benefit covers any medicine prescribed by your veterinarian (all preventative medicine is covered by the wellness benefit).

3. Death Compensation: This benefit provides you with a set amount in the event of your pet’s death. This is usually set up to a given amount and depending on the market value of your pet, or what you paid for it (this benefit is especially important for those needing pet insurance plans for pedigree or exotic animals).

4. Cancer coverage. Many pet insurance policies do not cover cancer, or pre-existing hereditary conditions. Cancer coverage can be found fr your pet to cover diagnostic examinations, and treatment, as well as alternative therapies and rehab.

5. Third Party Liability: This covers you for damage or injury that you pet may cause (this coverage is often only available for dogs).

6. Advertising and Reward: Some pet insurance carriers offer coverage for the costs of advertising a missing pet, and even cover the reward offered.

7. Theft or Straying: If your pet goes missing and you have advertised, searched and still cannot find it, the insurance carrier will offer a compensation up to a given amount and depending on the market value of your pet.

*Dentalillnesses including gingivitis, periodontal disease, oral abscesses, cavities, feline receptive lesions, and extractions & cleanings when treating illness